Pasqualino (Pat) Ruffa, CFP^®, CRPC^™

Partner, Financial Advisor

Pat began his financial career as a summer intern at Merrill Lynch and established an immediate rapport with the team, relating to their mutual respect for integrity, hard work, and discipline. These fundamental principles and Roger’s ethical approach to wealth management resonated with Pat. Upon graduation, he gladly accepted an invitation to join Roger’s team full-time and has remained part of it ever since.

With a commitment to financial education and straightforward advice, Pat brings clarity to the ever-changing market conditions. By tailoring strategies to his clients’ risk tolerance, time horizon, liquidity needs, and overall investment goals, he builds solid relationships that foster trust and understanding. His process centers on helping clients find their purpose for saving and/or working, then creating a plan to fulfill that purpose. His empathetic nature and keen understanding of the challenges families face make him an invaluable member of the team.

A graduate of the University of Delaware with a Bachelor of Arts degree, Pat is a Certified Financial Planner™, a Chartered Retirement Planning Counselor™ (CRPC™) and holds Series 7 and 66 registrations through LPL Financial.

Pat lives with his wife, two daughters, and a dog in Massapequa, New York where he enjoys playing soccer and making wine with his family. He also volunteers with Alzheimer’s New Jersey, a non-profit organization that provides support and resources to those affected by Alzheimer’s disease.     

CRPC conferred by College for Financial Planning.

Five Star Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors.  Wealth managers do not pay a fee to be considered or placed on the final list of  2024 Five Star Wealth Managers.